References and source scope

Original data publishers, benchmark definitions, evaluation methods and governance sources supporting AMLOK’s public research documentation.

Use these references to trace AMLOK’s public data, benchmark definitions, evaluation methods and governance requirements. Each source retains its own scope and use conditions. A citation alone does not establish permission to train, independent replication or an AMLOK result. Record the exact revision used in each experiment.

Method definitions

Source	Role in this program
LoRA	Parameter-efficient adaptation method.
Ditto: Deep Entity Matching with Pre-Trained Language Models	Learned entity-matching baseline and experimental context.

Evaluation and baselines

Source	Role in this program
FinBen	Broad financial task taxonomy; no substitute for Canadian lending labels.
FinanceBench	Financial-document question-answering evaluation.
FinQA	Numerical reasoning with financial evidence.
TAT-QA	Reasoning over financial text and tables.
Revisiting Deep Learning Models for Tabular Data	FT-Transformer and strong tabular baselines.
TabPFN 3.5 technical report	Current tabular-model candidate; access and permitted use require checking for an actual run.
On Calibration of Modern Neural Networks	Probability calibration and validation methodology.
OpenAI model announcement, Anthropic model page, Google Gemini catalogue	Sources for candidate model availability. No hosted frontier model was evaluated in this package.

Canadian sources and governance

Source	Role in this program
Corporations Canada data services and API documentation	Federal registry scope and access mechanism.
Office of the Superintendent of Bankruptcy statistics	Aggregate insolvency context, not individual labels.
Statistics Canada WDS and open licence guidance	Public statistical acquisition and reuse context.
Bank of Canada Valet documentation and terms	Source for the executed FX descriptive analysis.
BDC debt-service coverage definition	Financial definition reference; agreement-specific ratios can differ.
CMHC GDS and TDS calculation	Mortgage affordability definitions within CMHC’s stated scope.
OSFI Guideline E-23 (2027)	Model-risk governance; revised guideline effective May 1, 2027.
Canadian privacy authorities’ generative-AI principles	Privacy, purpose, and accountability reference.
Québec private-sector privacy statute, section 12.1	Exclusively automated decisions within the provision’s scope; linked official version must be rechecked for an actual deployment.

The initial research consulted public source pages and selected AMLOK starter documents. It did not acquire competitor datasets, commercial model weights, private borrower histories, or a Canadian loan-outcome corpus. Public-data availability and source quality are evaluated separately from permission to collect, redistribute, or train.

Original records and acquisition sources

The public-source inventory contains the full source-by-source access and field register. The executed source analysis uses original EDC disclosures, Investissement Québec intervention records, CSBFP data, Kinross financing disclosure, Lundin Mining’s amendment, and BCE’s financial report.

The SBA data portal supplies the inspected US loan schema. The original FinQA repository supplies the executed retrieval task; TAT-QA supplies development examples. FinanceBench’s publisher page identifies the open sample and its use conditions. CUAD is a candidate contract-clause benchmark, not an executed result here.

The acquisition manifest records the exact file URLs and hashes. A citation alone is not evidence that the entire archive was collected, labels were adjudicated or a model was trained.