MX

Bank-data aggregator - access route, data references, and integration requirements.

Active (Beta). This integration is available in beta. Coverage depends on market, product, and account permissions. View integration status.

Property	Definition
Provider ID	BANK-04
Integration status	Active (Beta)
Category	Bank Integrations
Product type	Bank-data aggregator
Evidence reviewed	2026-10-22

Integration approach

MX Connect Widget plus platform APIs for account and transaction data. MX describes US and Canadian account connectivity; validate institutions, business-account support and enabled data products.

Access and approval

Request API keys and sandbox access through the MX team; arrange production access and product entitlements. Numeric approval ETA not disclosed in reviewed sources.

Documentation availability: Public developer documentation for connectivity, aggregation and account data.

Data refresh

Provider update cadence: Approximately every 24 hours when background aggregation is enabled.

MX normally performs background aggregation about every 24 hours for eligible members. The source must allow it, and connection state and recent aggregation history affect eligibility.

Foreground aggregation requires the end user to be present. MX does not permit a new aggregation within three hours of a successful one. Disabled users, suspended connections, MFA, and institution restrictions can prevent refreshes.

AMLOK synchronization: The enabled refresh mode and schedule are agreed for your connection. Provider timing describes upstream capability; allow for retrieval and processing before changes appear in AMLOK. See data refresh and freshness.

Provider references: MX account aggregation.

Data reference

Open a resource to review its field definitions. Available fields depend on the connected product, account permissions, and source data.

Resource
bank_account
account_balance
bank_transaction

Coverage conditions

Property	Definition
Country / deployment conditions	US/Canada described; institution/product validation required.
History	Up to 24 months of bank transaction history through extended historical retrieval, subject to institution support. Provider reference.
Refresh	Approximately every 24 hours when background aggregation is enabled. Details.
Commercial / use rights	Client permission and applicable commercial use rights required.

Provider documentation

• www.mx.com/products/account-aggregation
• docs.mx.com
• www.mx.com/api-access

Related model reference

• Provider coverage
• Resource coverage
• Field dictionary